Avinash Umapathy

Partner (Co-Head - Fintech)

people

Avinash has over fifteen years of specialist experience in the areas of Banking & Finance, Financial Regulatory, Project Finance and Debt Capital Markets.

membership

Qualifications

  • . BA. LL.B (Hons), National Law School, Bengaluru
expertise

Expertise

Practice Areas

  • Banking and Finance
  • Infrastructure & Project Finance
  • Financial Regulatory
  • Debt Markets

Sectors

  • Fintech
  • Power
  • Energy

Avinash has significant expertise in several areas of financing, and has advised a wide range of banks and financial institutions, multi-lateral agencies, governmental agencies and state owned enterprises and leading companies and funds – both in India and abroad.

Avinash has also advised on debt offerings by Indian companies – both public as well as privately placed issuances, and restructurings of such issuances. In particular, he has extensive experience in the real estate sector, and has advised several Indian and non resident clients on structuring and implementing investments through listed and privately placed debt instruments.

He is proficient in the field of project finance and has acted for lenders (both domestic and foreign), sponsors and project companies on financing of several successfully concluded and on-going projects in the power, including renewable, roads & highways, mining, telecommunications and steel sectors in India. He has also advised on legal aspects and documentation for projects at all stages, from bidding and tendering to operations and maintenance.

Avinash has considerable experience in and has advised on several matters relating to stressed asset management and debt restructuring, both at a portfolio level and of individual companies and specifically, some large companies in the micro finance and infrastructure sectors.

Avinash worked for almost 11 years with ICICI Bank Limited in Mumbai prior to joining Cyril Amarchand Mangaldas, and was responsible for legal support services to several business verticals, such as project finance, structured finance, treasury operations, stressed assets, rural and micro-credit, retail banking (including collections and recovery) and private banking. He has also previously worked with another Indian law firm for over 3 years.

Professional Experience

  • Some of India’s largest and earliest mortgage backed and asset backed securitisation transactions.
  • Acquisition financing and assisting sponsors negotiate a leveraged exposure with Indian banks and financial institutions, both in domestic and cross border transactions.
  • Derivatives, specifically over-the-counter products in the interest rate, currency, credit and equity markets.
  • Commodity or receivables backed financing and trade finance transactions.
  • ECA backed financings.

Awards & Recognition

  • ‘Notable Practitioner’ for Banking ; Project Finance; Capital Markets: Debt, IFLR 1000, 2019-2021

Memberships

  • Bar Council of Karnataka, India

Qualifications

  • . BA. LL.B (Hons), National Law School, Bengaluru
expertise

Expertise

Practice Areas

  • Banking and Finance
  • Infrastructure & Project Finance
  • Financial Regulatory
  • Debt Markets

Sectors

  • Fintech
  • Power
  • Energy